Forethought

Product Documents

Product Name	Prospectus	SAI
ForeRetirement Variable Annuity Suite (Contracts issued on or after 5/5/14)	Prospectus	Additional Information
ForeRetirement Variable Annuity Suite (Contracts issued 3/4/13 - 5/2/14)	Prospectus	Additional Information

Underlying Fund Documents (please consult your product prospectus for fund availability)

Fund Name	Summary Prospectus	Prospectus	Statement of Additional Info.	Annual Report	Semi-Annual Report
American Century VP Growth Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
American Century VP Mid Cap Value Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
American Century VP Value Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
American Funds Insurance Series Global Growth and Income Fund Class 4	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
American Funds Insurance Series Growth Fund Class 4	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
American Funds Insurance Series Growth-Income Fund Class 4	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
American Funds Insurance Series International Fund Class 4	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
American Funds Insurance Series Managed Risk Asset Allocation Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
American Funds Insurance Series New World Fund Class 4	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
BlackRock Variable Capital Appreciation V.I. Fund	NA	Prospectus	Additional Information	Annual Report	Semi-Annual Report
BlackRock Variable Equity Dividend V.I. Fund	NA	Prospectus	Additional Information	Annual Report	Semi-Annual Report
BlackRock Variable Global Allocation V.I. Fund	NA	Prospectus	Additional Information	Annual Report	Semi-Annual Report
BlackRock Variable High Yield V.I. Fund Class III	NA	Prospectus	Additional Information	Annual Report	Semi-Annual Report
BlackRock Variable U.S. Government Bond V.I. Fund	NA	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Forethought FVIT American Funds Managed Risk Portfolio	Summary Prospectus	Prospectus	Additional Information	Annual Report	NA
Forethought FVIT Balanced Managed Risk Portfolio	Summary Prospectus	Prospectus	Additional Information	Annual Report	NA
Forethought FVIT BlackRock Global Allocation Managed Risk Portfolio	Summary Prospectus	Prospectus	Additional Information	Annual Report	NA
Forethought FVIT Franklin Dividend and Income Managed Risk Portfolio	Summary Prospectus	Prospectus	Additional Information	NA	NA
Forethought FVIT Growth Managed Risk Portfolio	Summary Prospectus	Prospectus	Additional Information	NA	NA
Forethought FVIT Moderate Growth Managed Risk Portfolio	Summary Prospectus	Prospectus	Additional Information	NA	NA
Forethought FVIT Select Advisor Managed Risk Portfolio	Summary Prospectus	Prospectus	Additional Information	Annual Report	NA
Forethought FVIT WMC Research Managed Risk Portfolio	Summary Prospectus	Prospectus	Additional Information	Annual Report	NA
Franklin Templeton VIP Franklin Income VIP Fund Class 4 Shares	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Franklin Templeton VIP Franklin Mutual Shares VIP Fund Class 4 Shares	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Franklin Templeton VIP Franklin Rising Dividends VIP Fund Class 4 Shares	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Franklin Templeton VIP Franklin Small Cap Value VIP Fund Class 4 Shares	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Franklin Templeton VIP Franklin Strategic Income VIP Fund Class 4 Shares	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Franklin Templeton VIP Templeton Foreign VIP Fund Class 4 Shares	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Franklin Templeton VIP Templeton Global Bond VIP Fund Class 4 Shares	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Franklin Templeton VIP Templeton Growth VIP Fund Class 4 Shares	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Goldman Sachs VIT Global Markets Navigator Fund Service Shares	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Goldman Sachs VIT Multi-Strategy Alternatives Portfolio Advisor Shares	Summary Prospectus	Prospectus	Additional Information	NA	NA
Goldman Sachs VIT Strategic Income Fund Advisor Shares	Summary Prospectus	Prospectus	Additional Information	NA	NA
Hartford HLS Funds Capital Appreciation HLS Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Hartford HLS Funds Dividend and Growth HLS Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Hartford HLS Funds Growth Opportunities HLS Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Hartford HLS Funds High Yield HLS Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Hartford HLS Funds Index HLS Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Hartford HLS Funds International Opportunites HLS Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Hartford HLS Funds Portfolio Diversifier HLS Fund	NA	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Hartford HLS Funds Total Return Bond HLS Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Hartford HLS Funds Value HLS Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Invesco V.I. Balanced-Risk Allocation Fund Series II	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Invesco V.I. Core Equity Fund Series II	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Invesco V.I. International Growth Fund Series II	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Invesco V.I. Mid Cap Core Equity Fund Series II	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Invesco V.I. Money Market Fund Series I	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Invesco V.I. Small Cap Equity Fund Series II	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Lord Abbett Series Fund-Bond Debenture Portfolio	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Lord Abbett Series Fund-Fundamental Equity Portfolio	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Lord Abbett Series Fund-Growth Opportunities Portfolio	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
MFS VIT Growth Series Service Class	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
MFS VIT International Value Portfolio Service Class	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
MFS VIT Investors Trust Series Service Class	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
MFS VIT New Discovery Series Service Shares	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
MFS VIT Value Series Service Class	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
PIMCO VIT All Asset Portfolio Advisor Shares	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
PIMCO VIT EqS Pathfinder Portfolio Advisor Shares	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
PIMCO VIT Total Return Portfolio Advisor Shares	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Putnam VT Funds VT Equity Income Fund	NA	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Putnam VT Funds VT Income Fund	NA	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Putnam VT Funds VT Voyager Fund	NA	Prospectus	Additional Information	Annual Report	Semi-Annual Report
TOPS Managed Risk Balanced ETF Portfolio Class 3 and 4	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
TOPS Managed Risk Growth ETF Portfolio Class 3 and 4	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
TOPS Managed Risk Moderate Growth ETF Portfolio Class 3 and 4	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report

Glossary

Summary Prospectus: A summary of a fund's full-length prospectus that provides key information potential investors should consider before making an investment decision.
Statutory Prospectus: A legal document that discloses essential information about a fund, including investment objectives, risks, fees, expenses, fund manager background and other information.
Annual Report: A yearly record of a fund's financial status that includes a review of the fund's operations and various financial statements. These reports are intended for shareholders and others who have reviewed the fund's prospectus.
Semi-Annual Report: A six-month record of a fund's financial status that includes a review of the fund's operations and various financial statements. These reports are intended for shareholders and others who have reviewed the fund's prospectus.
Statement of Additional Information (SAI): A document that supplements the fund's prospectus with additional information about the fund and its operations. Also known as "Part B" of the prospectus.

Footnotes

Franklin Income VIP Fund Formerly known as Franklin Income Securities Fund. Name change effective 5/1/14.
Franklin Rising Dividends VIP Fund Formerly known as Franklin Rising Dividends Securities Fund. Name change effective 5/1/14.
Franklin Small Cap Value VIP Fund Formerly known as Franklin Small Cap Value Securities Fund. Name change effective 5/1/14.
Franklin Strategic Income VIP Fund Formerly known as Franklin Strategic Income Securities Fund. Name change effective 5/1/14.
Franklin Mutual Shares VIP Fund Formerly known as Mutual Shares Securities Fund. Name change effective 5/1/14.
Templeton Foreign VIP Fund Formerly known as Templeton Foreign Securities Fund. Name change effective 5/1/14.
Templeton Global Bond VIP Fund Formerly known as Templeton Global Bond Securities Fund. Name change effective 5/1/14.
Templeton Growth VIP Fund Formerly known as Templeton Growth Securities Fund. Name change effective 5/1/14.
FVIT Balanced Managed Risk Portfolio Formerly known as FVIT Index Managed Risk Portfolio. Name change effective 4/30/14.