Forethought

Product Documents

Product Name	Prospectus	SAI
ForeRetirement Variable Annuity Suite (Contracts issued on or after 5/5/14)	Prospectus	Additional Information
ForeRetirement Variable Annuity Suite (Contracts issued 3/4/13 - 5/2/14)	Prospectus	Additional Information

Underlying Fund Documents (please consult your product prospectus for fund availability)

Fund Name	Summary Prospectus	Prospectus	Statement of Additional Info.	Annual Report	Semi-Annual Report
American Century VP Growth Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
American Century VP Mid Cap Value Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
American Century VP Value Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
American Funds Insurance Series Global Growth and Income Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
American Funds Insurance Series Growth Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
American Funds Insurance Series Growth-Income Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
American Funds Insurance Series International Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
American Funds Insurance Series Managed Risk Asset Allocation Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
American Funds Insurance Series New World Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
BlackRock Capital Appreciation V.I. Fund	NA	Prospectus	Additional Information	Annual Report	Semi-Annual Report
BlackRock Equity Dividend V.I. Fund	NA	Prospectus	Additional Information	Annual Report	Semi-Annual Report
BlackRock Global Allocation V.I. Fund	NA	Prospectus	Additional Information	Annual Report	Semi-Annual Report
BlackRock High Yield V.I. Fund	NA	Prospectus	Additional Information	Annual Report	Semi-Annual Report
BlackRock U.S. Government Bond V.I. Fund	NA	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Franklin Income VIP Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Franklin Mutual Shares VIP Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Franklin Rising Dividends VIP Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Franklin Small Cap Value VIP Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Franklin Strategic Income VIP Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
FVIT American Funds® Managed Risk Portfolio	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
FVIT Balanced Managed Risk Portfolio	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
FVIT BlackRock Global Allocation Managed Risk Portfolio	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
FVIT Franklin Dividend and Income Managed Risk Portfolio	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
FVIT Growth Managed Risk Portfolio	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
FVIT Moderate Growth Managed Risk Portfolio	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
FVIT Select Advisor Managed Risk Portfolio	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
FVIT WMC Research Managed Risk Portfolio	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Goldman Sachs Global Markets Navigator Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Goldman Sachs Multi-Strategy Alternatives Portfolio	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Goldman Sachs Strategic Income Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Hartford Capital Appreciation HLS Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Hartford Dividend and Growth HLS Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Hartford Growth Opportunities HLS Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Hartford High Yield HLS Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Hartford International Opportunities HLS Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Hartford Total Return Bond HLS Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Hartford Value HLS Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
HIMCO VIT Index Fund	NA	Prospectus	Additional Information	NA	NA
HIMCO VIT Portfolio Diversifier Fund	NA	Prospectus	Additional Information	NA	NA
Invesco V.I. Balanced-Risk Allocation Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Invesco V.I. Core Equity Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Invesco V.I. International Growth Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Invesco V.I. Mid Cap Core Equity Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Invesco V.I. Money Market Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Invesco V.I. Small Cap Equity Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Lord Abbett Bond Debenture Portfolio	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Lord Abbett Fundamental Equity Portfolio	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Lord Abbett Growth Opportunities Portfolio	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
MFS® Growth Series	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
MFS® International Value Portfolio	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
MFS® Investors Trust Series	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
MFS® New Discovery Series	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
MFS® Value Series	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
PIMCO All Asset Portfolio	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
PIMCO EqS Pathfinder Portfolio	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
PIMCO Total Return Portfolio	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Putnam VT Equity Income Fund	NA	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Putnam VT Income Fund	NA	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Putnam VT Voyager Fund	NA	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Templeton Foreign VIP Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Templeton Global Bond VIP Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
Templeton Growth VIP Fund	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
TOPS™ Managed Risk Balanced ETF Portfolio	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
TOPS™ Managed Risk Growth ETF Portfolio	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report
TOPS™ Managed Risk Moderate Growth ETF Portfolio	Summary Prospectus	Prospectus	Additional Information	Annual Report	Semi-Annual Report

Glossary

Summary Prospectus: A summary of a fund's full-length prospectus that provides key information potential investors should consider before making an investment decision.
Statutory Prospectus: A legal document that discloses essential information about a fund, including investment objectives, risks, fees, expenses, fund manager background and other information.
Annual Report: A yearly record of a fund's financial status that includes a review of the fund's operations and various financial statements. These reports are intended for shareholders and others who have reviewed the fund's prospectus.
Semi-Annual Report: A six-month record of a fund's financial status that includes a review of the fund's operations and various financial statements. These reports are intended for shareholders and others who have reviewed the fund's prospectus.
Statement of Additional Information (SAI): A document that supplements the fund's prospectus with additional information about the fund and its operations. Also known as "Part B" of the prospectus.

Footnotes

Franklin Income VIP Fund Formerly known as Franklin Income Securities Fund. Name change effective 5/1/14.
Franklin Rising Dividends VIP Fund Formerly known as Franklin Rising Dividends Securities Fund. Name change effective 5/1/14.
Franklin Small Cap Value VIP Fund Formerly known as Franklin Small Cap Value Securities Fund. Name change effective 5/1/14.
Franklin Strategic Income VIP Fund Formerly known as Franklin Strategic Income Securities Fund. Name change effective 5/1/14.
Franklin Mutual Shares VIP Fund Formerly known as Mutual Shares Securities Fund. Name change effective 5/1/14.
Templeton Foreign VIP Fund Formerly known as Templeton Foreign Securities Fund. Name change effective 5/1/14.
Templeton Global Bond VIP Fund Formerly known as Templeton Global Bond Securities Fund. Name change effective 5/1/14.
Templeton Growth VIP Fund Formerly known as Templeton Growth Securities Fund. Name change effective 5/1/14.
FVIT Balanced Managed Risk Portfolio Formerly known as FVIT Index Managed Risk Portfolio. Name change effective 4/30/14.